As Senior Director of Planning and Investments, Ricardo brings a deep and diverse background to Icon Wealth Partners in such areas as comprehensive financial planning, portfolio management and investment research. His more than 25 years of financial experience, strong customer focus and investment track record equip him for his vital role at Icon Wealth Partners.
Before joining Icon Wealth Partners, Ricardo served as Case Design Director at MassMutual Financial Group Texas Gulf Coast, where he served nearly 80 advisors in all aspects of the financial planning process. He was directly involved in the initial fact-finding, plan production, presentation and implementation. In addition, Ricardo served as the firm’s investment specialist, providing asset allocation and investment analysis on existing and prospective client portfolios.
Ricardo worked at Morgan Stanley Smith Barney, serving as the Regional Investment Analytics Specialist for the Southwest Wealth Planning Center. He has also served as a Director of Financial Planning, Investment Specialist, Senior Portfolio Manager and Equity Analyst and as a Bond Trader.
Ricardo has a Bachelor of Business Administration degree in Finance from the University of Houston. He is also a State of Texas General Lines Insurance Agent. A long-time resident of Houston, Ricardo lives in the Heights with his wife, Joanne Gutierrez Mihaly, and their daughter.